Posts Tagged ‘insurance for automobile’
* Car Rental Insurance: Am I Covered?
Posted on September 13th, 2008 by David. Filed under Automobile Insurance, automobile car insurance, automobile insurance Ontario, automobile insurance companies, automobile insurance company, automobile insurance comparison, automobile insurance comparisons, automobile insurance coverage, automobile insurance in, automobile insurance quote, automobile insurance quotes, automobile insurance rates, california automobile insurance.
Should I purchase car rental insurance? This is one of the most common question everyone asks, and nobody seems to definately know. Do I need to buy the insurance, or does my insurance company cover me?
If you have liability insurance, you are covered, but only for liability. Liability insurance basically covers the driver and not the car. If you have liability insurance, (which is required by law) then you are covered in whatever car you drive, as long as it is a rare occurance, and not part of a routine. A rental car is no different, your insurance company will cover any damages you cause to anyone else (property and injur), up to your limit.
However, your other coverage options will probably not transfer (collision, comprehensive) so any damage to the you cause to the rental car is your responsibility. Even if you have collision and comprhensive insurance in your policy, these coverages are specific to the car, so they will not transfer to your rental car, and it will not be covered. Read the rest of this entry »
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